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Can Someone Hack Your Bank Account With Your Card Number?


Can Someone Hack Your Bank Account With Your Card Number?

Identity theft is when a hacker steal your banking profile to perform unauthorized financial transfers, or hide their true criminal profiles for money laundering projects. However if they only have your debit card number without your PIN number or the actual card.

They can still use it to retrieve more information through an inside person, clone cards, obtain loans, or open credit accounts under your name.

(What If Someone Knows My Debit Card Number And CVV Number?)

However it's within your security interest to report fraud suspicions to your bank. If you're suspicious about your private information being exposed harmfully in one way, or another. Prevention is always the best cure in this regard.

What Can Someone Do With Your Debit Card Number?

Opening money mule accounts is an example of what fraudsters do with debit card numbers and banking apps. They may hide their laundering money under stolen identities from real customers.

Organized crime is wide spread and they're known for venturing with inside people. Most often when banking fraud occurs; it's due to internal information leaks. Sadly the weakness might be a resentful employee.

So they can easily use your debit card number to go a step further by getting access to your address and indication data.

With this they can open accounts on your name and defile your reputation. This helps them to confuse fraud investigators and divert all the evidence away from their true identities.

If you suspect some inappropriate behaviour on your identity or if you lost sensitive information. It's legally your responsibility to report it to the authorities and your bank; avoid being seen as an accomplice.

What To Do If Someone Knows My Debit Card Number?

If the person managed to get your debit card numbers, they may also have your CVV codes. If that's the case you may later discover unknown purchases, or unauthorized transactions.

You don't want the rude-awakening of your bank balance being diminished, or your profile being used as a money-laundering schemes.

Rather take the relevant steps to calm your anxiety and avoid financial pitfalls; by canceling the exposed card and ask your bank for a new one.

The fact that it worries you proves that its worth your attention. Why would someone make all the effort to get your debit card numbers; if they don't intend to harm you?

Whether they can do something or not becomes irrelevant in this case. So it leaves the ball in your court, thus I suggest you do what real exposed-victims does.

Take action to protect your name and avoid criminal record from accessory offenses.

Can Someone Steal Money With My Debit Card Number?

It depends whether they have your Debit card and CVV numbers (the 3-digit on the back of the card). If that's the case they can process online fraudulent purchases.

Quite frankly there are many ways how hackers can harm you. Creating a cloned debit card is one of them. The fact that there are so many advanced technology maliciously used to hack consumers.

For instance;
  • Cyber thieves can install software that grants them unauthorized privileged access to a computer or network.
  • Again they may use spyware technology to monitor your online activities, violate your privacy or get your banking logins.
  • Then again, you get data skimming devices connected to terminals that you swipe or draw cash from to record all your secret pass codes and card numbers, etc.

Is It Safe To Give Your Debit Card Number and CVV?

  1. Yes! But only if it's to a professional company for some debit order agreement. Based on a loan, purchase, or account payment.
  2. No! If it exposes you to an unregistered entity, stranger or some fly-by-night snake oil salesman.
In Summary:

Even your bank warns you in their agreement for the protect your debit/credit card numbers, CVV codes and PIN (Personal identification Numbers) at all times. So nobody else but you should have access to your banking profile.

  1. Don't give your debit card numbers to individuals that claim to be some service professional; unless you visit a branch.
  2. Don't even think of giving it over the phone to some sales consultant or self-proclaimed advisor.
  3. Don't type it on links sent by email that connects to some professional looking website.
  4. Don't ever fall for investment scams or business opportunities that requires a small registration fee.

The above is only a few examples of the multiple phishing techniques seasoned fraud criminals use to deceptively obtain your financial data. You may give your CVV numbers for an online purchase from a reputable eCommerce or merchant. Examples such as Amazon, etc. Learn how to examine or validate legit online businesses.